How does a Business Credit Card work?
Spend within your limit
Simply stay within your agreed credit limit to make sure you don’t incur default charges. Note that you may incur other fees as per our fees and charges below.

No annual fee for each card added in the first 12 months of business card account opening. After the first year, we’ll charge an annual fee of £50 per cardholder, unless you spend £8,000 or more across all cards each year.

Up to 56 days interest-free credit applies to all purchases, but there may be other charges and fees for non-sterling purchases. Fees and interest apply to cash withdrawals.

Cashback doesn’t apply to cash withdrawals, balance transfers, money transfers, cryptocurrency or gambling transactions.